Tuesday, September 30, 2014

GREAT RELAXATION TIP:  S-T-R-E-T-C-H  INTO A GOOD NIGHT'S SLEEP



Divorce is inherently stressful.  Your family, friends, coworkers and doctor will tell you to eat right, exercise, meditate, drink plenty of water and get a good night's sleep. After a day of juggling work, kids, appointments with your mediator or attorney, and the general feelings of anxiety, sadness, anger or depression that accompany the divorce process, getting a good night's sleep is easier said than done.  

Here is something I found on the Huffington Post website. It's a short article/video about a simple stretch to do before bedtime, designed especially for people who work at a desk, but will work for anyone trying to get some sleep. The idea is to lengthen the muscle that runs down the front of your upper leg, allowing for deeper breathing, resulting in a deeper sleep. 

Check this out:  Huffington Post - stretch.

Rest well.  

by Kim Werner
Program Manager
Divorce Mediation Group

Friday, September 26, 2014

REFLECTIONS ON FINAL SIGNATURES





Reflections on Final Signatures

Since Divorce Mediation Group is a divorce mediation firm, we are in the unique position of working with both Petitioner and Respondent throughout their divorce, from the first filing to wrapping up the final details of their Marital Settlement Agreement (MSA). Unlike litigation, we don't only get to know "our client"; we come to know both parties. We get the after-hours emails and urgent phone calls from both; we coach them both through the mediation process, suggesting constructive and neutral ways for them to communicate their grievances to each other and the mediator.

The vast majority of Divorce Mediation Group clients make it successfully through the entire process: preparing their first filing, the maddening chore known as disclosure, and finally, crafting an MSA that is uniquely theirs.

Unlike litigation, mediation clients physically meet together to work as a team. They sit across from each other during mediation sessions, frequently work together to prepare their Declarations of Disclosure, and -- at times smoothly, at times not so smoothly -- negotiate the terms of their MSA.  In litigation, the parties may not see each other except for court appearances and the exchange of their children at visitation time.  For those readers who have gone through a divorce, you can imagine how difficult it must sometimes be for mediation clients to sit at a table together and discuss support and custody and who gets the house, let alone be in the same room together. This is why I admire and respect our clients so much.  What they're doing is not always easy.  Let's face it, nothing about divorce is easy.

After weeks or months of working through the trauma of separation, financial woes and kids who need them more than ever, the parties reach agreement on all matters and arrange for the signing of their judgment documents.  Divorce Mediation Group clients may choose to sign by mail or come to our office, separately or together, to sign.  When the parties elect to sign in person, I sit with them as they go through the divorce forms and explain the forms to them or answer any of their questions.  I have been present for dozens of joint signings,and some of the most poignant moments of the entire divorce process take place at that time.   Some of the more memorable moments include:
  • Husband and Wife arrived together to sign.  Husband was tearful throughout the process; Wife was silent but kind.  When they got up to leave, Husband walked out of the room toward the elevator. Wife squeezed my hand and I wished her well.  She glanced toward Husband and whispered, "I hope he'll be okay.  I worry about him."
  • Husband and Wife were sitting in the lobby side-by-side on the sofa holding hands and chatting and laughing.  They were gregarious and affectionate throughout the signing.  I commented about how cheerful they seemed to be in light of the fact that they were there to sign divorce papers. They shrugged it off and said they were still good friends and admitted that they were thinking about moving in together again!
  • Husband and Wife arrived separately and discussed that day's after-school schedule in between signatures.  They were cordial and respectful, obviously past any animosity or ill-will they had ever felt for each other.  They said good-bye to each other and went their separate ways. There was no small talk; it was all business.  
  • Husband called to schedule a time to come in to sign his documents.  He could only come in on Tuesday at 2:00 p.m.  Wife (let's call her "Janet") had contacted me separately and had arranged to come in at exactly the same time.  I wasn't sure if it would be a problem for the parties to be at our office together (I never assume anything).  I tactfully mentioned to Husband that Wife was coming in at the same time, would he prefer to come in the following week?  He said to me, "Hey, that's okay if we're there together.  Janet's still one of my favorite people!"
When I say good-bye to our mediation clients after they sign their papers, I congratulate them on the hard work and good job they've done, because it sometimes requires monumental effort to cooperate with the person you are breaking apart from to reduce the most personal and intimate details of your life together to a dry legal document.  I point to the MSA and other documents on the table before them and remind them that they, not a judge in a black robe, created this order, this collection of rules and regulations by which they will conduct themselves, and that they should be proud that they were able to see it through to the end. I hope that in the end our clients understand that they have taken part in a truly remarkable process through mediation.  

by Kim Werner

Wednesday, September 10, 2014

HIGH ASSET DIVORCE MAY MEAN SPECIAL FINANCIAL CONSIDERATIONS 

If you and your spouse are going through a divorce and your assets include things such as multiple real properties, rare artwork or collectibles, retirement and pensions, business and corporate interests, stock and stock options, intellectual property, investments, or accounts receivable, you and your spouse may want to seek the advice of a Certified Divorce Financial Analyst (CDFA), a professional who is trained and has passed certain tests to become a financial analyst specializing in divorce issues. During a divorce you will be identifying and dividing assets and determining the long-term financial impact of the divorce on these assets. The fallout caused by uninformed decisions and poor financial choices can last a lifetime.  

Preparation and knowledge are essential to ensure your financial security. An experienced divorce financial professional can help you navigate these waters.

At Divorce Mediation Group, our mediators will often suggest that the parties visit with a CDFA for advice and then return to mediation with that CDFA's findings in hand, which then can be incorporated into their Marital Settlement Agreement. This makes for a more efficient mediation process, allowing the parties to settle other issues such as custody and support during their mediation session.  

Certified Divorce Financial Analyst Thea Glazer, CFP, CDFA, AVA, MS Accounting, of Glazer Financial Advisors in San Diego, asks clients to consider the following in sorting out the financial aspects of their divorce.  Many people don't consider some of these areas until they are in the thick of mediation and not thinking as clearly as they would had they sought the advice of a professional beforehand:

• Calculating income available for support

• Tracing income and assets
• Spousal support buyouts
• Stock option and restricted stock analysis
• Calculating marital standard of living
• Moore-Marsden/2640 reimbursement calculations
• Retirement and pension plan analysis
• Settlement structuring: Valuing, dividing, trading off community assets/debts
• Employee benefits and deferred compensation analysis
• Developing future budgets/needs analyses
• Investment income projections
• Projecting after-tax cash flow and providing “what-if” scenarios
• Completing DODs (Declarations of Disclosure)
• “Streamlined” business valuations (not for trial use)

Consider meeting with a CDFA before you tackle the division of assets in a complex divorce matter. After all, the ultimate goal is for both parties to be financially secure and independent. A CDFA can help you meet that goal.

For more information about how a CDFA can help you, click on the link to Thea's website:


by Kim Werner
kwerner@ncrconline.com

Monday, September 8, 2014

LENGTHY DEPLOYMENTS LEAD TO HIGHER DIVORCE RATES

According to a study published by the RAND Corporation on September 3, 2014, the wars in Afghanistan and Iraq have caused an upward surge in the military servicemember divorce rate, due mainly to the lengthy deployments and number of deployments of those members.  


The study found:

  •      The more cumulative months of deployment, the more likely a couple would divorce.
  •       Deployments to Iraq and Afghanistan produced more divorces.
  •       97% of the divorces studied occurred after a return from a deployment.
  •       Female servicemembers were more likely to divorce than male servicemembers.
  •       Military families with children were less likely to divorce than those without.
  •       The divorce rate for couples married before 9/11 were higher than couples married after 9/11 
  •       The risk of divorce was higher for hostile deployments than for non-hostile deployments.


Click here to view the full article.
RAND Corporation Study


SUPPORT FOR MILITARY FAMILIES 

There is support for military couples going through divorce as well as help for families new to the area who do not know how to access local services, the San Diego Military Family Collaborative.

"More than anywhere else in the nation, active duty military, returning veterans and their families call San Diego home. From six organizations in 2010, the SDMFC grew by word of mouth and today comprises more than 400 representatives from over 100 unique public, private, faith-based, military, and governmental organizations. Social Advocates for Youth, San Diego provides program and staffing support.  The SDMFC is a one-stop shop for military families to get plugged in to resources and events across the county. Their website features a resource portal, as well as an event calendar. Families can also sign up for their email newsletter to stay up-to-date on current programs."
  
Kat Brown
Community Engagement Specialist
San Diego Military Family Collaborative

Please visit their website for more information, including announcements of Divorce Mediation Group workshop dates and times.

By Kim Werner

Wednesday, September 3, 2014

The ABCs of Getting Your Kids Back to School During Divorce

Under the best of circumstances, getting the kids back to school can be a challenge: shopping for school supplies and school clothes, arranging for after-school care, and getting them back into the homework routine and a school-night bedtime.

Children face an unfamiliar landscape when their parents divorce or separate during the summer.  They have to learn a new set of rules.  "Who's going to pick us up from school?"  "Whose house do I sleep at tonight?"  "Will Mom and Dad both come to Back-to-School Night?"  "What happens if they start arguing in the parking lot?"  "Will Mom still help me with my science project?" "Will Dad still coach my soccer team?" "What will my friends think?" "What if I get sick at school?  Who's going to pick me up?"  That's a lot for a kid to deal with on top of all the other stuff to do at the beginning of a new school year.
  
San Diego attorney Myra Fleischer offers excellent advice for preparing your children, and yourself, for this new way of going back to school.  Please click on the link below for her article, "Make the grade: back to school tips for divorced parents" for some great ideas to help the family through a smooth transition into the school year. 

Some of her tips include:

  • "Meet before school starts without the kids in a neutral location to discuss the routine details first."
  • " . . . give permission to the children’s teachers, counselors, and medical professionals to share information with both parents."
  • "Agree in advance to be civil at school events for your kids’ sake if you both attend."
  • "Make sure you have talked in advance about whether Sam or Susie gets a cellphone or iPod. Purchases like this on a whim rarely end up without an argument and upset parents and kids."